What we do
Four things, done well since 2016.
Plan, invest, review: the method never changes. It gets applied to your investments, your retirement, your taxes, and what you pass on.
Investment planning
Your money, put to work at a risk level that lets you sleep.
- First we learn how much risk feels okay to you. Honestly, not with a form.
- Then we pick investments to match, mostly mutual funds, mixed between equity and debt.
- You always know what you own and why. No product pushed because it pays us more.
For everyone we work with. New here? Find your profile.
Retirement planning
Retire Right, our flagship. A date, a number, and a route to both.
- We work out what your life will cost per month when you retire, with inflation counted in.
- That gives your corpus: the one big number your investments must reach. See yours below.
- Then the route: how much to invest monthly, and the ten housekeeping steps most people forget (nominations, health cover, closing stray accounts).
For anyone 40+, and professionals with no pension waiting. The whole method is free in How to Retire Right.
Tax planning
Keep more of what you earn, legally and calmly.
- Investments structured so growth isn't eaten by avoidable tax.
- Big one-off events planned before they happen: selling property, ESOPs, a business stake.
- We work with your CA, not around them.
Especially for corporate leaders and business owners.
Estate planning
What you built reaches the right hands, smoothly.
- Wills, trusts and nominations set up so nothing gets stuck in paperwork or courts.
- Every investment gets a second name today, not someday.
- We help the next generation learn to manage what they receive.
For families with assets across property, business and investments, and for NRIs with assets in two countries.
What we actually put your money into
No secret instruments. A small set of regulated, boring, well-understood things, combined to fit your goals rather than sold to you one at a time.
Mutual funds
The core of most portfolios: equity funds for goals that are years away, debt funds for money you'll need sooner. We are an AMFI-registered Mutual Fund Distributor, so this is the ground we know best.
Read moreInsurance
Term cover and health cover, sized to what your family would actually need if your income stopped. Bought for protection, never mixed up with investing.
Read moreBonds & fixed income
Government and corporate bonds and other fixed-income options, used to steady a portfolio and to park money with a known date attached to it.
Read morePMS & AIF
Portfolio Management Services and Alternative Investment Funds, for investors who clear the regulatory minimums and whose situation genuinely calls for them. Higher minimums, different rules, not a default.
Read moreSIF
Specialized Investment Funds, the newer SEBI-introduced category that sits between mutual funds and PMS. We'll talk you through where it fits and, just as often, where it doesn't.
Read moreWhich of these you need, and in what proportion, is the outcome of the conversation below, not the start of it. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Six steps, in this order
It starts with a conversation, not a product recommendation. Each step exists because skipping it is what goes wrong for most investors. Tap a card for the detail.
What's your number?
The same arithmetic we use in Retire Right. Move the sliders and watch the mountain get measured.
Assumes 5% inflation, life to age 85, 10% yearly return while investing (a balanced equity-debt mix), and safe post-retirement returns of inflation +2%. The same assumptions as the guide.
An illustration, not advice. Your real plan accounts for what you've already saved, your pension, and your goals.
Saw your number? Let's plan the route to it.
Thirty minutes, free. Bring the number the calculator gave you; we'll tell you honestly how reachable it is.
Prefer to talk now? Call +91 91592 69900 or WhatsApp us.